2018 Planning #2: Business Entertainment Deductions, FRM vs ARM

Continuing my theme of financial planning recommendations, this week we’ll examine one of the new tax provisions specific to business entertainment. I will also break down the debate between choosing a fixed-rate mortgage versus an adjustable-rate mortgage.   Business Entertainment Deductions- As I have mentioned in the past, the recent tax reform is nothing simple. … Continue reading 2018 Planning #2: Business Entertainment Deductions, FRM vs ARM

2018 Planning #1: Saving, Investing, and Home Equity

Live below your means- How much do you save per month?   Generations ago, Americans routinely saved 10% or more of what they made, either depositing those savings or investing them. This kind of thriftiness is still found elsewhere in the world. Today, the average euro area household saves more than 12% of its earnings, … Continue reading 2018 Planning #1: Saving, Investing, and Home Equity